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Before starting business ...

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Before starting business ...

Post  kimsian86 on Mon Nov 11, 2013 3:48 pm

need some sifu's opinion here. Planning to make my own fashion boutique business.mainly about korean fashion. Meanwhile, I have some saving about RM10k, may be i need RM 30k more to rent a shop and order clothes.. still in planning process and wanted to ask normally how much do we need to invest in fashion boutique business ? shud i get loan for this ?

kimsian86

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Re: Before starting business ...

Post  carriefire on Tue Nov 12, 2013 12:49 pm

Really plenty of young people involve in fashion line hor?
You should try to apply  loan or funding for SME but somehow in this country the loan procedure is not easy and very time consuming!

carriefire

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Re: Before starting business ...

Post  bazaoyu on Wed Nov 13, 2013 8:41 am

erm, everything will be harder during the starting period, u need to overcome it first then only can success. so i think awareness is the most important la, u need to let everyone know bout it first. besides, capital is always a requirement to start a business. last time when i started my small business, i just take out few hundreds lo, then after one year, i used the money i earned to expand my business. just sharing my experience with u Smile

bazaoyu

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Re: Before starting business ...

Post  bht9219 on Wed Nov 13, 2013 4:22 pm

kimsian86 wrote:need some sifu's opinion here. Planning to make my own fashion boutique business.mainly about korean fashion. Meanwhile, I have some saving about RM10k, may be i need RM 30k more to rent a shop and order clothes.. still in planning process and wanted to ask normally how much do we need to invest in fashion boutique business ? shud i get loan for this ?
where do u want to open ur shop??why dont u try to sell online??much chepaer maa...

bht9219

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Re: Before starting business ...

Post  anna_tan89 on Thu Nov 14, 2013 11:26 am

business very risky one wor.. why dont you save more money first ? then only start your business, then lower your risk in this way..

anna_tan89

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Re: Before starting business ...

Post  heilulu on Fri Nov 15, 2013 7:28 am

u wish to start ur business asap right? why dont u try apply loan from here : http://www.citibank.com.my/english/personal_loan/personal_loan.htm?lid=MYENCBGOLMITLCitibankPersonalLoan
cause it is very fast and simple only ler. and the rate is also lower, suit for ppl like u who just start up business lo, monthly instalments from RM123 only.

heilulu

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Re: Before starting business ...

Post  dodoman on Tue Nov 19, 2013 6:28 am


I been apply personal loan through Alliance Bank few year back, the amount money I used to start up my hawkershop. So how I am really thankful such way had help to success my business by giving a first step - capital to start up the business lol!!

dodoman

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Re: Before starting business ...

Post  finalsam22 on Wed Nov 20, 2013 7:32 am

heilulu wrote:u wish to start ur business asap right? why dont u try apply loan from here : http://www.citibank.com.my/english/personal_loan/personal_loan.htm?lid=MYENCBGOLMITLCitibankPersonalLoan
cause it is very fast and simple only ler. and the rate is also lower, suit for ppl like u who just start up business lo, monthly instalments from RM123 only.
i believe the Citibank customer services is good lo.. and if i am not wrong Citibank Personal loan are come with 30 minutes approval...

finalsam22

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Re: Before starting business ...

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